• No out of office training or seminars--You're ready in just 20 minutes
• Loan records imported
• No-re-keying of data
• Automated address geocoding reduces processing and submission time by 90%
• Automated geocoding of addresses
• Community development loan information maintained in the program
• Intelligently designed reports measure performance quickly and manage risk more effectively
• Professional, detailed lending performance reports
• Easy use allows resource distribution to more critical areas
• Encrypted email submission to your regulator: OCC, FRB, FDIC, OTS

Full-Featured Functionality

• Import data or use drop down menus for quick and easy data selection
• Validity and Quality errors identified and corrected using group-edits
• Address cross-referencing provides the most accurate data used for geocoding
• Assessment Area delineation automated
  • State, MA, County, Census Tract
  • Income Levels selected on screen
  • Ensures that low-mod tracts are not arbitrarily excluded

Unique Features

• Branch, LPO and Loan Team data can be stored for targeted performance analysis
• Report distribution to Senior Management and Board of Directors by email
• LMI identification by geography or income displayed for each loan record
• Community development loan data and purpose stored in program
• Integrated Notes feature for documenting audit results or additional loan detail

One-Step Submission

• Encrypted submission file automatically created
• Auto-generated email to regulator
• Save and back up submission file

Analyze Your Performance

• Detailed, concise performance reports presenting relevant loan detail and graphs
• Performance analysis by numbers and dollars:
  • By loan type
  • Inside/Outside Assessment Area
  • Geographic distribution
  • Census tract dispersion
  • Low/Moderate versus Middle/Upper
• Targeted branch and loan team performance analysis
• Institution performance context detail
  • Number of census tracts
  • Tract income level percentage break-out; low, moderate, middle, upper
  • State, MA, and County total