Cipher1 Income Analysis Software



Cipher

Cipher1 Income Analysis Software
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Cipher1 makes the time-consuming task of determining income availability for repayment of debt or lease obligations simple and accurate. Cipher1 saves time and provides the user complete "industry standard" cash flow analysis reports from Federal Income Tax returns.
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Industry Affirmed

  • Computes qualifying income to FHA, FannieMae and FreddieMac guidelines
  • Automatically populates FannieMae Cash Flow Analysis Form 1084
  • Conforms with Chapter 37 of the FreddieMac Seller/Servicer Guide

Consistently Accurate

  • Computes compensating factors for quick underwriter review
  • Prepares underwriter summary and adjustment worksheets
  • Replaces hand written worksheets for fast compliance review
  • Updated to the rules of each tax year to compute FNMA/FHLMC calculations

No Tax Analysis Experience Required

  • Walks the user step-by-step through all returns and supporting schedules
  • Allows processors to enter information to reduce underwriter review time
  • Automatically adds schedules as entries are made from returns

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To learn more about this software call 800-575-4632 ext 212

 

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